Universal Credit Calculator: Can You Claim UC Payments If You Live With Your Parents?



16/11/2021 –

IIt might not be a big surprise that claims Universal Credit have increased in the UK during the lockdowns of 2021 and the pandemic as a whole.

The government increased the Universal Credit available to people due to the pandemic, although qualification for UC will depend on individual and personal circumstances.

Universal credit: eligibility

Those who succeeded in claiming the benefit could borrow from 100 pounds up to 812 pounds if they have children, the amount depends on whether or not they have saved to repay the loan.

How much do you get on the Universal Credit?

Universal credit is a standard allowance, but some people are entitled to additional payments if they have children, have a disability or health problem that prevents them from working, or need help paying their rent. It is also impacted by the amount you earn.

In order to receive a Universal credit loan, you have to:

– receive universal credit, employment and support allowance (ESA), income assistance, jobseeker’s allowance or state pension credit for six months or more, unless you need the money to help you start a new job or stay at work.

– have gained less than 2,600 pounds during the last six months, or 3,600 pounds for couples.

– have repaid any previous Budget Advance borrowings.

Can you claim universal credit payments if you live with your parents?

It is possible to claim Universal credit payments if you live at home with your parents in the UK and are unemployed or on a low income. You must be at least 18 years old to receive universal credit, but there are exceptions for some 16 and 17 year olds.

The amount of Universal Credit payments you receive depends on a number of factors, from income to the person you live with and many more. Thus, living with your parents may affect payments, as you may receive less in the form of housing costs.


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